MISMO complexType AUS_CONSTRUCTION_REFINANCE_DATA

Abstract	false (This can be used in an instance)
Declared Namespaces	xmlns:mismo=http://mismo.org/schema xmlns:xs=http://www.w3.org/2001/XMLSchema

<xs:complexType name="AUS_CONSTRUCTION_REFINANCE_DATA_Type">
    <xs:sequence/>
    <xs:attribute name="_ID" type="xs:ID"/>
    <xs:attribute name="ConstructionImprovementCostsAmount" type="AUS_MISMOMoney">
        <xs:annotation>
            <xs:documentation>#DOCUMENTATION:02D-060 Money</xs:documentation>
            <xs:documentation>The total dollar amount of additions to raw land that normally increase its value (i.e., the building) as part of a construction loan. Collected on the URLA in Section II (Construction Loan - Cost of Improvements.)</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Money</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Construction Improvement Costs Amount</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="ConstructionPurposeType" type="AUS_ConstructionPurposeTypeEnumerated">
        <xs:annotation>
            <xs:documentation>AUS 2.3 added new element Construction Purpose Type</xs:documentation>
            <xs:documentation>Specifies the specific type of construction loan.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Enumerated</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data, Original Loan</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Construction Purpose Type</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="FRECashOutAmount" type="AUS_MISMOMoney">
        <xs:annotation>
            <xs:documentation>
#DOCUMENTATION:The amount of cash the borrower will receive at the
closing of the loan on a refinance transaction based on Freddie
Mac guidelines. Money
            </xs:documentation>
            <xs:documentation>The amount of cash the borrower will receive at the closing of the loan on a refinance transaction based on Freddie Mac guidelines.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Money</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data, Original Loan</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>FRE Cash Out Amount</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="GSERefinancePurposeType" type="AUS_GSERefinancePurposeTypeEnumerated">
        <xs:annotation>
            <xs:documentation>
#DOCUMENTATION:02D-070 Enumerated
Added enumeration in AUS 2.4.
            </xs:documentation>
            <xs:documentation>Specifies the purpose or use of proceeds from a refinance transaction.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Enumerated</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>GSE Refinance Purpose Type</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="LandEstimatedValueAmount" type="AUS_MISMOMoney">
        <xs:annotation>
            <xs:documentation>#DOCUMENTATION:02D-050 Money</xs:documentation>
            <xs:documentation>This is the estimated present value of the land at the time of the loan application. It assumes that the valuation comes from the borrower, lender, or someone other than a professional appraiser. This value is used for construction loans.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Money</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Land Estimated Value Amount</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="LandOriginalCostAmount" type="AUS_MISMOMoney">
        <xs:annotation>
            <xs:documentation>#DOCUMENTATION:02D-030 Money</xs:documentation>
            <xs:documentation>The original cost of acquiring the land on which the home will be built. This is used for purchase, construction and refinance loans.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Money</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Land Original Cost Amount</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="PropertyAcquiredYear" type="AUS_MISMODateTime">
        <xs:annotation>
            <xs:documentation>#DOCUMENTATION:02D-020 Date/Time</xs:documentation>
            <xs:documentation>The year in which the land & buildings of the property were acquired by borrower.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Date/Time</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Property Acquired Year</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="PropertyExistingLienAmount" type="AUS_MISMOMoney">
        <xs:annotation>
            <xs:documentation>#DOCUMENTATION:02D-040 Money</xs:documentation>
            <xs:documentation>The total amount of liens against the property at time of application for a loan. Used for Construction or Refinance loans.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Money</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Property Existing Lien Amount</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="PropertyOriginalCostAmount" type="AUS_MISMOMoney">
        <xs:annotation>
            <xs:documentation>#DOCUMENTATION:02D-030 Money</xs:documentation>
            <xs:documentation>The original cost of acquiring the entire property - land and structure. This is used for refinance loans.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Money</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Property Original Cost Amount</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="RefinanceImprovementCostsAmount" type="AUS_MISMOMoney">
        <xs:annotation>
            <xs:documentation>#DOCUMENTATION:02D-100 Money</xs:documentation>
            <xs:documentation>The total dollar amount of improvements either made or to be made at time of refinance. Collected on the URLA in Section II Describe Improvements Costs.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Money</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Refinance Improvement Costs Amount</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="RefinanceImprovementsType" type="AUS_RefinanceImprovementsTypeEnumerated">
        <xs:annotation>
            <xs:documentation>#DOCUMENTATION:02D-090 Enumerated</xs:documentation>
            <xs:documentation>Specifies whether the improvements associated with a refinance have been made to the property or if they are planned. Collected on the URLA in Section II (Refinance - Describe Improvements - Check Box.)</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Enumerated</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Refinance Improvements Type</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="RefinanceProposedImprovementsDescription" type="xs:string">
        <xs:annotation>
            <xs:documentation>#DOCUMENTATION:02D-080 String</xs:documentation>
            <xs:documentation>A free-form text field used to capture additional information text entries on the URLA associated with the improvements to be made on property being refinanced. Collected on the URLA in Section II (Refinance - Describe Improvements To Be Made).</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>String</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Refinance Proposed Improvements Description</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="SecondaryFinancingRefinanceIndicator" type="AUS_MISMOIndicatorType">
        <xs:annotation>
            <xs:documentation>added to AUS 2.2 Boolean</xs:documentation>
            <xs:documentation>Indicates whether a subordinate mortgage will be paid off by the refinance and rolled into the new first mortgage balance. Used for refinances.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Boolean</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Secondary Financing Refinance Indicator</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="FNMSecondMortgageFinancingOriginalPropertyIndicator"
        type="AUS_MISMOIndicatorType">
        <xs:annotation>
            <xs:documentation>added to AUS 2.3.1 Boolean</xs:documentation>
            <xs:documentation>Indicates that subordinate financing is being paid off as part of a refinance transaction.� This field will capture whether the subordinate financing was used to finance the original purchase of the property or not, to determine if the loan is property ca</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Boolean</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>FNM Second Mortgage Financing Original Property Indicator</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="StructuralAlterationsConventionalAmount" type="AUS_MISMOMoney">
        <xs:annotation>
            <xs:documentation>added to AUS 2.3.1 Money</xs:documentation>
            <xs:documentation>The amount of structural alterations, improvements, and repairs.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Money</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Structural Alterations Conventional Amount</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="NonStructuralAlterationsConventionalAmount" type="AUS_MISMOMoney">
        <xs:annotation>
            <xs:documentation>added to AUS 2.3.1 Money</xs:documentation>
            <xs:documentation>The amount of non-structural alterations, improvements and repairs.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Money</mismo:DATATYPE>
                <mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Non Structural Alterations Conventional Amount</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="ConstructionToPermanentClosingFeatureType"
        type="AUS_ConstructionToPermanentClosingFeatureTypeEnumerated">
        <xs:annotation>
            <xs:documentation>Added in AUS 2.4</xs:documentation>
            <xs:documentation>Specifies the type of feature associated with closing for the Construction To Permanent loan.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Enumerated</mismo:DATATYPE>
                <mismo:CONTEXT>Original Loan</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Construction To Permanent Closing Feature Type</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="ConstructionToPermanentClosingFeatureTypeOtherDescription" type="xs:string">
        <xs:annotation>
            <xs:documentation>Added in AUS 2.4</xs:documentation>
            <xs:documentation>A free form text field used to collect additional information when Other is selected for Construction To Permanent Closing Feature Type.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>String</mismo:DATATYPE>
                <mismo:CONTEXT>Original Loan</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Construction To Permanent Closing Feature Type Other Description</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="ConstructionToPermanentClosingType"
        type="AUS_ConstructionToPermanentClosingTypeEnumerated">
        <xs:annotation>
            <xs:documentation>Added in AUS 2.4</xs:documentation>
            <xs:documentation>Specifies the type of closing for the Construction to Permanent loan.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>Enumerated</mismo:DATATYPE>
                <mismo:CONTEXT>Original Loan</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Construction To Permanent Closing Type</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="ConstructionToPermanentClosingTypeOtherDescription" type="xs:string">
        <xs:annotation>
            <xs:documentation>Added in AUS 2.4</xs:documentation>
            <xs:documentation>A free form text field used to collect additional information when Other is selected for Construction To Permanent Closing Type.</xs:documentation>
            <xs:appinfo>
                <mismo:DATATYPE>String</mismo:DATATYPE>
                <mismo:CONTEXT>Original Loan</mismo:CONTEXT>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>Construction To Permanent Closing Type Other Description</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
    <xs:attribute name="GSERefinancePurposeTypeOtherDescription" type="xs:string">
        <xs:annotation>
            <xs:documentation>Added in AUS 2.4</xs:documentation>
            <xs:documentation>A free form text field used to collect additional information when Other is selected for GSE Refinance Purpose Type.</xs:documentation>
            <xs:appinfo>
                <mismo:HISTORY>
                    <mismo:ADD version="2.4">AUS</mismo:ADD>
                </mismo:HISTORY>
                <mismo:DATATYPE>String</mismo:DATATYPE>
                <mismo:CONTEXT/>
                <mismo:PROCESSES>
                    <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
                </mismo:PROCESSES>
                <mismo:LDD_NAME>GSE Refinance Purpose Type Other Description</mismo:LDD_NAME>
            </xs:appinfo>
        </xs:annotation>
    </xs:attribute>
</xs:complexType>

complexType {}AUS_CONSTRUCTION_REFINANCE_DATA_Type

Source