MISMO element CREDIT_BUREAU

Abstract	false (This can be used in an instance)
Nillable	false (Instance values cannot use xsi:nil)
Declared Namespaces	xmlns:xsd=http://www.w3.org/2001/XMLSchema

<xsd:element name="CREDIT_BUREAU_REPORTING">
    <xsd:annotation>
        <xsd:documentation xml:lang="en">Information reported to the credit bureau repositories for a given loan</xsd:documentation>
    </xsd:annotation>
    <xsd:complexType>
        <xsd:attribute name="ID" type="xsd:ID" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Provides a unique Identifier for this container and a means by which to reference this container from within this data set</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3048" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">This is a code value that may be associated with Credit Comment Text data. This could be a respository bureau code (Equifax, Experian, Trans Union), or it could be a code provided by a lender, credit bureau or other source that is specified in the Credit Comment Source Type.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3049" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">This data attribute provides an enumerated list of possible sources of the Credit Comment Text and/or the Credit Comment Code.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Borrower">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The comment was from the borrower or coborrower.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="CreditBureau">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The comment text was from the credit bureau that prepared the credit report.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Equifax">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Equifax - the credit data repository provided the comment and/or code.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Experian">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Experian - the credit data repository provided the comment and/or code.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Lender">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The lender provided the comment and/or code.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="RepositoryBureau">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">One of the repository bureaus - not specified - provided the comment and/or code.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TransUnion">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Trans Union - the credit data repository provided the comment and/or code.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3791" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Date the comment expires</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D2707" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">This data element is an enumerated status list for an account as of the Account Status Date.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Closed"/>
                    <xsd:enumeration value="Frozen"/>
                    <xsd:enumeration value="Open"/>
                    <xsd:enumeration value="Paid"/>
                    <xsd:enumeration value="Refinanced"/>
                    <xsd:enumeration value="Transferred"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3070" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The liability accounts current code (as of Date Reported) for how timely the borrower has been making payments on this account. This is also know as the Manner Of Payment (MOP). See the MISMO Implementation Guide: Credit Reporting for more information on MOP codes.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D2298" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">The liability accounts current rating (as of Date Reported) for how timely the borrower has been making payments on this account.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="AsAgreed"/>
                    <xsd:enumeration value="ChargeOff"/>
                    <xsd:enumeration value="Collection"/>
                    <xsd:enumeration value="Foreclosure"/>
                    <xsd:enumeration value="Late30Days"/>
                    <xsd:enumeration value="Late60Days"/>
                    <xsd:enumeration value="Late90Days"/>
                    <xsd:enumeration value="LateOver120Days"/>
                    <xsd:enumeration value="NoDataAvailable"/>
                    <xsd:enumeration value="Repossession"/>
                    <xsd:enumeration value="TooNew"/>
                    <xsd:enumeration value="WageEarnerPlan"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3792" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The date the loan was first reported to the credit bureau with a status code indicating bankruptcy or 30 day delinquency.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
    </xsd:complexType>
</xsd:element>

element {}CREDIT_BUREAU_REPORTING

Source

Documentation