MISMO element CREDIT

Abstract	false (This can be used in an instance)
Nillable	false (Instance values cannot use xsi:nil)
Declared Namespaces	xmlns:xsd=http://www.w3.org/2001/XMLSchema

<xsd:element name="CREDIT_SCORE">
    <xsd:annotation>
        <xsd:documentation xml:lang="en">Information specific to a Credit Score that was obtained on one or more borrowers.</xsd:documentation>
    </xsd:annotation>
    <xsd:complexType>
        <xsd:attribute name="ID" type="xsd:ID" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Provides a unique Identifier for this container and a means by which to reference this container from within this data set</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="BorrowerIDREFS_Referencing_BorrowerIDs" type="xsd:IDREFS" use="optional"/>
        <xsd:attribute name="D2606" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">A reference number assigned by the credit bureau to a specific credit report. This report number is also referenced when a Reissue, Upgrade, or StatusQuery of an existing report is requested.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D2374" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">This element describes the source of the credit file - Equifax, Experian, Trans Union or just Merged Data if the specific sources are not specified.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Equifax"/>
                    <xsd:enumeration value="Experian"/>
                    <xsd:enumeration value="MergedData"/>
                    <xsd:enumeration value="Other"/>
                    <xsd:enumeration value="TransUnion"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D2446" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Date that the referenced credit score was produced.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D2704" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">An enumerated list of reasons why a credit score could not be generated.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="InvalidScoreRequest"/>
                    <xsd:enumeration value="NotScoredCreditDataNotAvailable"/>
                    <xsd:enumeration value="NotScoredFileIsUnderReview"/>
                    <xsd:enumeration value="NotScoredFileTooLong"/>
                    <xsd:enumeration value="NotScoredInsufficientCredit"/>
                    <xsd:enumeration value="NotScoredNoQualifyingAccount"/>
                    <xsd:enumeration value="NotScoredNoRecentAccountInformation"/>
                    <xsd:enumeration value="NotScoredSubjectDeceased"/>
                    <xsd:enumeration value="ScoringNotAvailable"/>
                    <xsd:enumeration value="UnauthorizedScoreRequest"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D1935" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Identifies the score algorithm model name used to produce the referenced credit risk score.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="EquifaxBeacon">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model forecasting delinquency within 24 months.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="EquifaxBeaconAuto">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for auto finance loans.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="EquifaxBeaconBankcard">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for bank credit cards.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="EquifaxBeaconInstallment">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for installment loans.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="EquifaxBeaconPersonalFinance">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for personal finance loans.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="EquifaxDAS">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Delinquency Alert System is a MDS risk model that forecasts risk of consumer filing bankruptcy.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="EquifaxEnhancedBeacon">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">An updated Fair Isaac risk model forecasting the risk of delinquency within 24 months.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="EquifaxEnhancedDAS">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Enhanced Delinquency Alert System is a MDS risk model that forecasts risk of consumer filing bankruptcy.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="EquifaxMarketMax">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Equifax predictive score for no-hit or thin files</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="EquifaxMortgageScore">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A custom risk score model from Equifax specifically for assessing mortgage loan risk.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="EquifaxPinnacle">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Equifax risk score developed by Fair Isaac, that utilizes expanded segmentation to analyze degrees of delinquency history.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ExperianFairIsaac">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model forecasting risk of delinquency within 24 months.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ExperianFairIsaacAuto">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for auto finance.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ExperianFairIsaacBankcard">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for bank credit cards.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ExperianFairIsaacInstallment">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for installment loans.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ExperianFairIsaacPersonalFinance">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for personal finance loans.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ExperianMDSBankruptcyII">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">MDS risk model that forecasts risk of consumer filing bankruptcy.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ExperianNewNationalEquivalency">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Experian option for the national Risk Model that produces score ranges similar to Fair Isaac models.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ExperianNewNationalRisk">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">New version of Experians National Risk Model.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ExperianOldNationalRisk">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Original version of Experians National Risk Model.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Other">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Used when Score Model Name is not in the enumerated list.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TransUnionDelphi">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">MDS risk model that forecasts risk of consumer filing bankruptcy.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TransUnionEmpirica">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model forecasting risk of delinquency within 24 months.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TransUnionEmpiricaAuto">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for auto finance loans.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TransUnionEmpiricaBankcard">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for bank credit cards.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TransUnionEmpiricaInstallment">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for installment loans.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TransUnionEmpiricaPersonalFinance">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Fair Isaac risk model for personal finance loans.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TransUnionNewDelphi">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Updated MDS risk model that forecasts risk of consumer filing bankruptcy.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D2542" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">When the Credit Score Model Name Type is set to Other, this element holds the description.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D1933" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Numeric credit score resulting from credit evaluation model.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
    </xsd:complexType>
</xsd:element>

element {}CREDIT_SCORE

Source

Documentation