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element DELINQUENCY_NOTIFICATION
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element {}DELINQUENCY_NOTIFICATION

Abstractfalse (This can be used in an instance)
Nillablefalse (Instance values cannot use xsi:nil)
Declared Namespacesxmlns:xsd=http://www.w3.org/2001/XMLSchema

Source
<xsd:element name="DELINQUENCY_NOTIFICATION">
    <xsd:annotation>
        <xsd:documentation xml:lang="en">Container for all of the elements associated with a delinquency notification</xsd:documentation>
    </xsd:annotation>
    <xsd:complexType>
        <xsd:sequence>
            <xsd:element ref="DELINQUENCY_NOTIFICATION_STATUS" minOccurs="0" maxOccurs="unbounded"/>
            <xsd:element ref="DELINQUENCY_NOTIFICATION_EVENT" minOccurs="0" maxOccurs="unbounded"/>
        </xsd:sequence>
        <xsd:attribute name="DelinquencyNotificationID" type="xsd:ID" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Provides a unique Identifier for this container and a means by which to reference this container from within this data set</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="DelinquencyEffectiveDate" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The date that the delinquency of the loan started, could be at day 16 or day 30 depending on the Investor requirements.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LastPaidInstallmentDueDate" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The due date of last paid installment (DDLPI).</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="RepaymentPlanMonthlyDueAmount" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The Repayment Plan monthly payment amount. The amount of repayment scheduled to be paid each month under the Repayment Plan.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="RepaymentPlanDownPaymentAmount" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The initial lump sum amount paid prior to the first monthly payment for the Repayment Plan.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="BankruptcyCaseIdentifier" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The court-issued case number associated with the bankruptcy filing being reported.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="RepaymentPlanTermMonths" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The duration in months of a repayment plan agreement established with the borrower</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="AttorneyFirmTaxpayerIdentificationNumber" type="xsd:string"
            use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The 9 digit IRS Tax Identification Number that is issued to institutions, corporations or individuals for tax reporting purposes</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="MortgagorMaintainedHazardInsuranceIndicator" type="xsd:boolean"
            use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">An indicator that the loan is a non-escrowed account and the Borrower is responsible for maintaining their hazard insurance coverage.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="TaxAdvancesOnAccountsNotEscrowedIndicator" type="xsd:boolean"
            use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Indicates that the Servicer has incurred advances to pay delinquent taxes on a non-escrowed account.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanDelinquencyReasonType" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">The reason why the Borrower has become delinquent on the loan.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="DeathOfPrincipalMortgagor">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The principal borrower has died.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="IllnessOfPrincipalMortgagor">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A prolonged illness keeps the principal borrower from working and generating income.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="IllnessOfMortgagorFamilyMember">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The principal borrower has incurred extraordinary expenses because of the illness of a family member or because of taking on sole responsibility for repayment of the mortgage as a result of the co-borrower's illness.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="DeathOfMortgagorFamilyMember">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The principal borrower has incurred extraordinary expenses because of the death of a family member or because of taking on sole responsibility for repayment of the mortgage as a result of the co-borrower's death.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MaritalDifficulties">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Problems associated with separation or divorce - such as a dispute over ownership of the property, a decision not to make payments until the divorce settlement is final, a reduction in the income available to repay the mortgage debt, etc. - are affecting the borrower's ability to make mortgage payments.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="CurtailmentOfIncome">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower's income has been reduced, because of a garnishment of wages, a change to a lower paying job, reduced commissions or overtime pay, loss of a part-time job, etc.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ExcessiveObligations">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower has incurred excessive debts (either in a single instance or built up over time) that prevent him or her from making payments on both those debts and the mortgage debt.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="AbandonmentOfProperty">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower has abandoned the property for reasons that are not known (the Servicer has been unable to locate the borrower).</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="DistantEmploymentTransfer">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The principal borrower has been transferred or relocated to a distant job location. The additional expenses for moving and housing in the new location have affected his or her ability to pay those expensed and the mortgage debt.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PropertyProblem">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The condition of the property (substandard construction, expensive and extensive repairs needed, subsidence or sinkholes on property, impaired rights on ingress and egress, etc.) or the dissatisfaction with the property or the neighborhood is affecting the borrower's willingness to pay the mortgage.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="InabilityToSellProperty">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower is having difficulty selling the property.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="InabilityToRentProperty">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower needs rental income to make the mortgage payments and is having difficulty in finding a tenant for a one-family investment property or for one or more of the units in a one- to four-family property.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MilitaryService">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The principal borrower has been called to active duty, but his or her military pay is not sufficient to continue to pay the existing mortgage debt.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Unemployment">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The principal borrower's income has been reduced because of a loss of job.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="BusinessFailure">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The failure of a self-employed borrower's business, or the inability of the business to generate sufficient profit, has reduced the borrower's ability to meet his or her financial obligations.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="CasualtyLoss">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower has experienced a sudden, unexpected property as a result of an accident, fire, storm, theft, earthquake, etc.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="EnergyEnvironmentCost">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower has incurred excessive energy related costs, or costs associated with the removal of environmental hazards, in, on, or near the property.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ServicingProblems">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">There is a dispute by the Borrower in regards to how their loan has been serviced, normally centered around escrow advances, application of payments or interest rate changes. This would be used if the Servicer is having operational issues that are preventing them from effectively servicing the loan (loan set up problems, lock box delays, transfer of servicing, etc.)</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PaymentAdjustment">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">An increase in the scheduled payment of a graduated payment or adjustable-rate mortgage; increased monthly escrow accruals needed to pay higher taxes, insurance premiums, or special assessments; or the need to make up an escrow shortage over the next year, is affecting the borrower's ability to make the new payment.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PaymentDispute">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower refuses to make payment(s) because of a disagreement with the Servicer about the amount of the mortgage payment, the acceptance of a partial payment, or the application of previous payments, until the dispute is resolved.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TransferOfOwnershipPending">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower has agreed to sell the property and has decided not to make any additional payments.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Fraud">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The delinquency is attributable to a legal dispute arising from a fraudulent or illegal action that occurred in connection with the origination of the mortgage (or later).</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="UnableToContactBorrower">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The reason for the delinquency cannot be determined because the borrower cannot be located or has not responded to inquiries.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Incarceration">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The principal borrower has been imprisoned (regardless of whether he or she is still incarcerated).</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Other">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The delinquency is attributable to reasons that are not otherwise included in the enumerated list.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="LoanDelinquencyReasonTypeOtherDescription" type="xsd:string"
            use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">A free-form text field used to capture the Loan Delinquency Reason type if Other is selected.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="DelinquencyReportingPropertyOverallConditionType" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Used to report the overall condition of the property associated with this loan as identified through a property inspector or through direct contact with Borrower, Neighbors, Real Estate Agent, etc.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Excellent"/>
                    <xsd:enumeration value="Good"/>
                    <xsd:enumeration value="Fair"/>
                    <xsd:enumeration value="Poor"/>
                    <xsd:enumeration value="Unknown"/>
                    <xsd:enumeration value="NoPropertyInspection"/>
                    <xsd:enumeration value="PropertyInaccessible"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="PropertyCurrentOccupancyType" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Specifies the property occupancy status of a subject property.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="OwnerOccupied"/>
                    <xsd:enumeration value="TennantOccupied"/>
                    <xsd:enumeration value="Vacant"/>
                    <xsd:enumeration value="Abandoned"/>
                    <xsd:enumeration value="RemovedOrDestroyed"/>
                    <xsd:enumeration value="Unknown"/>
                    <xsd:enumeration value="AdverseOccupied"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="AppraisalEffectiveDate" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Effective date of the appraisal report on the subject property.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="PropertyValuationMethodType" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Specifies the method by which the property value was determined.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="FNM1004"/>
                    <xsd:enumeration value="EmployeeRelocationCouncil2001"/>
                    <xsd:enumeration value="FNM1073"/>
                    <xsd:enumeration value="FNM1025"/>
                    <xsd:enumeration value="FNM2055Exterior"/>
                    <xsd:enumeration value="FNM2065"/>
                    <xsd:enumeration value="FNM2070Interior"/>
                    <xsd:enumeration value="FNM2070Exterior"/>
                    <xsd:enumeration value="FNM2075"/>
                    <xsd:enumeration value="BrokerPriceOpinion"/>
                    <xsd:enumeration value="AutomatedValuationModel"/>
                    <xsd:enumeration value="TaxValuation"/>
                    <xsd:enumeration value="DriveBy"/>
                    <xsd:enumeration value="FullAppraisal"/>
                    <xsd:enumeration value="None"/>
                    <xsd:enumeration value="FNM2055InteriorAndExterior"/>
                    <xsd:enumeration value="FNM2095Exterior"/>
                    <xsd:enumeration value="FNM2095InteriorAndExterior"/>
                    <xsd:enumeration value="PriorAppraisalUsed"/>
                    <xsd:enumeration value="Form261805">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Used for VA loans</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Form268712"/>
                    <xsd:enumeration value="Other"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="PropertyValuationMethodTypeOtherDescription" type="xsd:string"
            use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">A free form text field used to capture a description of the Property Valuation Method Type when Other is selected.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="PropertyAppraisedValueAmount" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Statement of property's value from a valid property valuation source</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="PropertyTitleCategoryType" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Specifies the broad title category for the subject property.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Church"/>
                    <xsd:enumeration value="CommercialNonResidential"/>
                    <xsd:enumeration value="Condominium"/>
                    <xsd:enumeration value="Cooperative"/>
                    <xsd:enumeration value="Farm"/>
                    <xsd:enumeration value="HomeAndBusinessCombined"/>
                    <xsd:enumeration value="Manufactured"/>
                    <xsd:enumeration value="MobileHome"/>
                    <xsd:enumeration value="MixedUseResidential"/>
                    <xsd:enumeration value="MultifamilyMoreThanFourUnits"/>
                    <xsd:enumeration value="SingleFamily"/>
                    <xsd:enumeration value="Townhouse"/>
                    <xsd:enumeration value="TwoToFourUnitProperty"/>
                    <xsd:enumeration value="VacantLand"/>
                    <xsd:enumeration value="Other"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="PropertyTitleCategoryTypeOtherDescription" type="xsd:string"
            use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">A free-form text field used to capture the property title category type if Other is selected as the property title category type.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="PropertyRightsType" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Specifies the intended property ownership rights for the property.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="CommunityProperty"/>
                    <xsd:enumeration value="FeeSimple">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The greatest possible interest a person can have in real estate, including the right to dispose of the property or pass it on to one's heirs.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="JointTenants"/>
                    <xsd:enumeration value="Leasehold">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">An estate or interest in real property held by virtue of a lease.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TenantsInCommon"/>
                    <xsd:enumeration value="Unassigned"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
    </xsd:complexType>
</xsd:element>

Documentation

 
Container for all of the elements associated with a delinquency notification

Overview Namespace Document  Object  Tree Project Catalog Help
element DELINQUENCY_NOTIFICATION
Jump: DOCUMENTATION | SOURCE FRAMES    NO FRAMES   
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