MISMO element DELINQUENCY_NOTIFICATION

Abstract	false (This can be used in an instance)
Nillable	false (Instance values cannot use xsi:nil)
Declared Namespaces	xmlns:xsd=http://www.w3.org/2001/XMLSchema

<xsd:element name="DELINQUENCY_NOTIFICATION_EVENT">
    <xsd:annotation>
        <xsd:documentation xml:lang="en">Container for all of the elements associated with a delinquency notification event.</xsd:documentation>
    </xsd:annotation>
    <xsd:complexType>
        <xsd:attribute name="LoanDelinquencyEventID" type="xsd:ID" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Provides a unique Identifier for this container and a means by which to reference this container from within this data set</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanDelinquencyEventType" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Used to report an event on a delinquent loan.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="ThirdPartySale">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The property sold to a 3rd Party Purchaser at the foreclosure sale and did not revert to the Servicer/ Investor.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="DeedInLieu">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The investor has authorized the Servicer to accept a voluntary conveyance of the property instead of initiating foreclosure proceedings. The Servicer has received the executed Deed from the borrower.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="REO">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Real estate owned loan after foreclosure sale has been completed. Title has reverted to the beneficiary.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="FullReinstatement">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower has restored the delinquent mortgage to current status by paying the total amount delinquent, including advances, accrued interest, legal costs and other expenses.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PartialReinstatement">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower pays an amount less than the total amount delinquent, including advances, accrued interest, legal costs and other expenses and agrees to a repayment plan to bring the account current within a defined period of time.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="FirstLegalAction">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The first legal step in processing a foreclosure was taken (i.e. complaint/petition filing, recording notice of default, posting publication of notice of sale, etc).</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChapterElevenBankruptcyPlanConfirmed">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Creditors agreed to the restructuring plan.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChapterTwelveBankruptcyPlanConfirmed">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Bankruptcy Court entered confirmation of the Debtors' bankruptcy Chapter 12 plan.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChapterThirteenBankruptcyPlanConfirmed">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Bankruptcy Court entered confirmation of the Debtors' bankruptcy Chapter 13 plan.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ForeclosureSaleScheduled">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A foreclosure sale has been scheduled by the court or sheriff. In a statutory foreclosure state, the Loan Delinquency Event Date reported is the earliest date after the publication has expired on which the sale could occur. If the foreclosure sale is rescheduled, the Loan Delinquency Event Date reported is the updated foreclosure sale date.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChapterSevenCourtClearanceObtained">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Legal clearance is under a Chapter 7 bankruptcy. The Loan Delinquency Event Date reported is the date that relief was granted, the date the case was dismissed or the later of the Discharge of Debtor or the filing of the Trustee No Asset report/ Abandonment.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChapterElevenCourtClearanceObtained">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Legal clearance is under a Chapter 11 bankruptcy. The Loan Delinquency Event Date reported is the date that relief was granted, the date the case was dismissed or some other provision as provided under the bankruptcy plan.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChapterTwelveCourtClearanceObtained">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Legal clearance is under a Chapter 12 bankruptcy. The Loan Delinquency Event Date reported is the date that relief was granted or the date the case was dismissed.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChapterThirteenCourtClearanceObtained">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Legal clearance is under a Chapter 13 bankruptcy. The Loan Delinquency Event Date reported is the date that relief was granted or the date the case was dismissed.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="FirstRightPartyContactWithDelinquentBorrower">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Last contact was made by the Servicer or it's agent in the current delinquency period with the Borrower, co-Borrower, a representative of the estate or anyone that is legally responsible for representing any of these individuals. The Loan Delinquency Event Date associated with this status will change every time that there is a contact.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LastRightPartyContactWithDelinquentBorrower">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Last contact was made by the Servicer or it's agent in the current delinquency period with the Borrower, co-Borrower, a representative of the estate or anyone that is legally responsible for representing any of these individuals. The Loan Delinquency Event Date associated with this status will change every time that there is a contact.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PropertyIsListedForSale">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Notification from property inspections, the Borrower or some other source that the property securing the Mortgage was listed for sale.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PromiseToPayMade">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">This event occurs when the Borrower verbally promises to make a payment by a specified date.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PromiseToPayKept">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">This event occurs when the Borrower kept their commitment and made a payment that they promised to make by a specified date.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PromiseToPayBroken">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">This event occurs when the Borrower does not keep their commitment to make payment promised by a specified date.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="RepaymentPlanFirstPlanPaymentMade">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The first payment negotiated under a Repayment Plan is received by the Servicer.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ForeclosureRestarted">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The foreclosure process is restarted after a delay has occurred. Delays such as Bankruptcy, Contested/ Litigated Action, Repayment Plan, Forbearance, Drug Seizure, HUD Assignment/ VA Refunding review, canceled Workout, etc. could suspend the foreclosure process.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Other"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="LoanDelinquencyEventTypeOtherDescription" type="xsd:string"
            use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">A free-form text field used to capture the Loan Delinquency Event Type if Other is selected.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanDelinquencyEventDate" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The date the loan delinquency event occurred.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
    </xsd:complexType>
</xsd:element>

element {}DELINQUENCY_NOTIFICATION_EVENT

Source

Documentation