MISMO element DELINQUENCY_NOTIFICATION

Abstract	false (This can be used in an instance)
Nillable	false (Instance values cannot use xsi:nil)
Declared Namespaces	xmlns:xsd=http://www.w3.org/2001/XMLSchema

<xsd:element name="DELINQUENCY_NOTIFICATION_STATUS">
    <xsd:annotation>
        <xsd:documentation xml:lang="en">Container for all of the elements associated with a delinquency notification status.</xsd:documentation>
    </xsd:annotation>
    <xsd:complexType>
        <xsd:attribute name="LoanDelinquencyStatusID" type="xsd:ID" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Provides a unique Identifier for this container and a means by which to reference this container from within this data set</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanDelinquencyStatusType" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Loan Delinquency Status Type is used to report the status of a delinquent loan (I.e is the loan in delinquency, foreclosure, bankruptcy or some other status).</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Forbearance">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Servicer has authorized a temporary suspension of payments or a repayment plan that calls for periodic payments of less than the normal monthly payment, or periodic payments at different intervals, to give the borrower additional time to bring the mortgage current.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PreforeclosureSalePlanned">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Servicer plans to pursue a preforeclosure sale with a payoff of less than the full amount of indebtedness.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="DrugSeizurePending">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Department of Justice or a state/local agency has decided to seize (or has seized) a property under the forfeiture provision of the Controlled Substances Act.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="RefinancePursued">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Servicer is pursuing a new loan in which the existing first mortgage is paid off with the proceeds of the new mortgage.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="AssumptionPursued">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Servicer is working with the borrower to sell the property by permitting the purchaser to pay the delinquent installments and assume the outstanding debt.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ModificationPursued">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Servicer is working with the borrower to renegotiate the terms of the mortgage.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChargeOffPursued">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The investor has agreed not to pursue collection efforts or legal actions against the borrower because of a reduced value for the property, a low outstanding mortgage balance, or the presence of environmental hazards on the property.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Probate">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Servicer cannot pursue (or complete) foreclosure action because proceedings required to verify a deceased mortgagor's will are in process.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MilitaryIndulgence">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Servicer has granted a delinquent service member forbearance or a stay in foreclosure proceedings under the provisions of the Soldiers' and Sailors' Civil Relief Act.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Foreclosure">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Servicer has referred the case to an attorney to take legal action to acquire the property through a foreclosure sale.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="AssignmentPursued">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">An FHA-insured mortgage that qualifies for HUD special assignment procedures is in the process of being assigned to HUD.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="SecondLienConsiderations">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Servicer is evaluating the pros and cons of pursuing foreclosure or recommending that the debt be charged off on a second mortgage.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="VeteransAffairsNoBids">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Department of Veterans Affairs refused to establish an "upset price" to be bid at the foreclosure sale of a VA-guaranteed mortgage that the Servicer had referred for foreclosure. Servicer is pursuing a buydown, charge-off or other alternative.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="VeteransAffairsRefundPursued">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Department of Veterans Affairs has requested information about a VA-guaranteed mortgage the Servicer had referred for foreclosure in order to decide whether to accept an assignment and refund the mortgage.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="VeteransAffairsBuydown">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The investor has agreed to make a cash contribution to reduce the outstanding indebtedness of a VA-guaranteed mortgage, for which the Department of Veterans Affairs failed to establish an "upset price" bid for the foreclosure sale, in order to get the VA to reconsider its decision. Servicer has completed processing the Buydown.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChapterSevenBankruptcy">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower has filed for bankruptcy under Chapter 7 of the Federal Bankruptcy Act.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChapterElevenBankruptcy">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower has filed for bankruptcy under Chapter 11 of the Federal Bankruptcy Act.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChapterThirteenBankruptcy">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower has filed for bankruptcy under Chapter 13 of the Federal Bankruptcy Act.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="RepaymentPlan">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A written or verbal agreement between the Servicer and the borrower that gives the borrower a defined period of time to reinstate the mortgage by making payments in excess of the monthly payment.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="GovernmentSeizurePending">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">An action by a local agency to seize or initiate forfeiture proceedings against a property. Servicer is considering next course of action.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ContestedForeclosure">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Borrower has contested the servicer's legal action or there is litigation pending or filed that adversely affects the property. For example, a borrower or other defendant interposes an answer to an action, or files a countersuit.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ChapterTwelveBankruptcy">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower has filed for bankruptcy under Chapter 12 of the Federal Bankruptcy Act. A Chapter 12 bankruptcy is a bankruptcy action that involves the reorganization of a family farming business.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Other"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="LoanDelinquencyStatusTypeOtherDescription" type="xsd:string"
            use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">A free-form text field used to capture the Loan Delinquency Status Type if Other is selected.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanDelinquencyStatusDate" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The date the loan delinquency status occurred.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
    </xsd:complexType>
</xsd:element>

element {}DELINQUENCY_NOTIFICATION_STATUS

Source

Documentation