MISMO element ESCROW_MI

Abstract	false (This can be used in an instance)
Nillable	false (Instance values cannot use xsi:nil)
Declared Namespaces	xmlns:xsd=http://www.w3.org/2001/XMLSchema

<xsd:element name="ESCROW_MI_ITEM">
    <xsd:annotation>
        <xsd:documentation xml:lang="en">Information specific to the mortgage insurance carried by the lender on the loan.</xsd:documentation>
    </xsd:annotation>
    <xsd:complexType>
        <xsd:attribute name="ID" type="xsd:ID" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Provides a unique Identifier for this container and a means by which to reference this container from within this data set</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D2089" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The number assigned by a mortgage insurer to track a loan.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3278" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Type of FHA mortgage protection insurance program.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="RBP"/>
                    <xsd:enumeration value="Section530"/>
                    <xsd:enumeration value="FHAUpfront"/>
                    <xsd:enumeration value="FHAAnnual"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3279" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Source of mortgage protection insurance</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="PMI"/>
                    <xsd:enumeration value="FHA"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3280" type="xsd:boolean" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Indicates whether mortgage insurance is paid by the borrower or the lender</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3281" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Reason for mortgage insurance termination</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="PaidInFull"/>
                    <xsd:enumeration value="Foreclosed"/>
                    <xsd:enumeration value="HomeownersProtectionActOf1998"/>
                    <xsd:enumeration value="CustomerRequest"/>
                    <xsd:enumeration value="StateRequirement"/>
                    <xsd:enumeration value="Matured"/>
                    <xsd:enumeration value="ServicingReleased"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3282" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The dollar amount of the last premium disbursement.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3283" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Code description for source of premium payments and how they were or are to be paid.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="LenderPaid">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Funds from Corporate (could be pre-paid or paid monthly)</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PaidFromEscrow">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Pay as you go</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Prepaid">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Paid up front by borrower</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Financed">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">rolled into mortgage</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3284" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">MMYY next scheduled disbursement is due.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3285" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Intervals between premium disbursements (expressed in months)</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D2091" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">The name of the entity that will provide mortgage insurance for a loan.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="CMG_MICompany">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Affilate of PMI Referred to as CMG.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="GECapitalMICorporation">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Referred to as GE.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MGICIndemnityCorporation">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Referred to as MGICIC.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MortgageGuarantyInsuranceCorporation">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Referred to as MGIC.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PMI_MICorporation">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Referred to as PMI.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="RadianGuarantyIncorporated">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Formerly CMAC.Referred to as Radian.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="RepublicMICompany">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Referred to as RMIC.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TriadGuarantyInsuranceCorporation">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Referred to as TGIC.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="UnitedGuarantyCorporation">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Referred to as UGC.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Other">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Other</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3385" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">A free-form text field used to capture the mortgage insurance company name if Other is selected as the mortgage insurance company name.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3287" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The percentage of the loan amount to be insured.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3288" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Actual cancellation date of mortgage insurance coverage</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3289" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Based on scheduled amortization, date at which the loan due date reaches the midpoint of the loans amortization period (e.g., for a 360 month loan, the date of month number 181).</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D4077" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The date that the borrower may request cancellation of MI insurance as identified by HOEPA regulations.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3290" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The projected mandatory date the mortgage insurance must be terminated when a set loan to value percent is reached as identified by HOEPA regulations. Also know as Mandatory MI Termination Date on PMI disclosure forms.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3291" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The percentage of the principal balance used to calculate the annual PMI premium.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3292" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Method by which new PMI premium is calculated.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="PercentOfOriginalBalance"/>
                    <xsd:enumeration value="PercentOfCurrentBalance"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3293" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The amount of the up-front premium that is financed</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3294" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Date the next premium change will be effective (MMYY)</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3295" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The amount of FHA Mortgage Insurance Premium (MIP) paid in current anniversary year.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3296" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The date of the FHA mortgage insurance certificate endorsement</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3297" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Effective date of pending premium amount</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3298" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">New FHA premium payment</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3299" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Percentage of base loan amount paid to FHA for initial up-front premium</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3300" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Amount of FHA mortgage insurance paid at closing</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
    </xsd:complexType>
</xsd:element>

element {}ESCROW_MI_ITEM

Source

Documentation