MISMO element INTEREST_RATE_CONVERSION_OPTION_PERIOD_ADJUSTMENT

Abstract	false (This can be used in an instance)
Nillable	false (Instance values cannot use xsi:nil)
Declared Namespaces	xmlns:xsd=http://www.w3.org/2001/XMLSchema

<xsd:element name="INTEREST_RATE_CONVERSION_OPTION_PERIOD_ADJUSTMENT_RULE">
    <xsd:annotation>
        <xsd:documentation xml:lang="en">Information specific to calculation of the new interest rate at each option date when a loan has an option for conversion from an ARM to a fixed rate loan.</xsd:documentation>
    </xsd:annotation>
    <xsd:complexType>
        <xsd:attribute name="ID" type="xsd:ID" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Provides a unique Identifier for this container and a means by which to reference this container from within this data set</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3485" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The payment due date when the convertible factors become applicable, also known as as the conversion period start date.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3486" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The dollar amount that the mortgagor must pay to exercise the conversion option.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3487" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Indicates whether the conversion fee is calculated as a percentage of the original principal balance or the principal balance at the time of conversion.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="OriginalBalance"/>
                    <xsd:enumeration value="CurrentBalanceAtConversion"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3488" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The percentage of the loan's principal balance (either original or at conversion) that the mortgagor must pay to exercise the option to convert.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3489" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Indicates from which index the index rates are taken when calculating a new interest rate for the option to convert an ARM loan to Fixed Rate. This Index is the first of two indexes used when Conversion Index Calculation Method Code indicates some use of more than one Index.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Other"/>
                    <xsd:enumeration value="WeeklyOneYearTreasurySecuritiesConstantMaturityFRBH15">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The weekly average yield on United States Treasury securities adjusted to constant maturity of one year, as made available by the Federal Reserve Board.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="WeeklyThreeYearTreasurySecuritiesConstantMaturityFRBH15">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The weekly average yield on United States Treasury securities adjusted to constant maturity of three years, as made available by the Federal Reserve Board.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="WeeklyFiveYearTreasurySecuritiesConstantMaturityFRBH15">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The weekly average yield on United States Treasury securities adjusted to constant maturity of five years, as made available by the Federal Reserve Board.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="WeeklyTenYearTreasurySecuritiesConstantMaturityFRBH15">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The weekly average yield on United States Treasury securities adjusted to constant maturity of ten years, as made available by the Federal Reserve Board.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MonthlyOneYearTreasurySecuritiesConstantMaturityFRBH15">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The monthly average yield on United States Treasury securities adjusted to constant maturity of one year, as made available by the Federal Reserve Board.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MonthlyThreeYearTreasurySecuritiesConstantMaturityFRBH15">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The monthly average yield on United States Treasury securities adjusted to constant maturity of three years, as made available by the Federal Reserve Board.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MonthlyFiveYearTreasurySecuritiesConstantMaturityFRBH15">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The monthly average yield on United States Treasury securities adjusted to constant maturity of five years, as made available by the Federal Reserve Board.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="SixMonthUSTBillWeeklyAuctionDiscountRateUST">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The weekly auction average (discount rate) on United States Treasury bills with a maturity of six months [or twenty-six weeks], as made available by the U.S. Treasury after the sale of these securities.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="SixMonthUSTBillWeeklyAuctionInvestmentYieldUST">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The weekly auction average (investment yield) on United States Treasury bills with a maturity of six months [or twenty-six weeks], as made available by the U.S. Treasury after the sale of these securities.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="SixMonthUSTBillMonthlyAuctionDiscountRateCalculated">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The twelve (12) month average of the monthly auction average (discount rate) on United States Treasury bills with a maturity of six months [or twenty-six weeks], as made available by the Federal Reserve Board</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="SixMonthLIBORWSJDaily">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of the interbank offered rates for six months U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="SixMonthLIBORWSJFirstBusinessDayOfTheMonth">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of the interbank offered rates for six months U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal. The most recent index figure available as of the first business day of the month immediately preceding the month in which the Change Date occurs is the "Current Index".</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="NationalMonthlyMedianCostOfFundsIndexOTS">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The National Monthly Median Cost of Funds Ratio to OTS-Regulated, SAIF-Insured Institutions, as made available by the Office of Thrift Supervision.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="FHLBEleventhDistrictMonthlyCostOfFundsIndex">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The monthly weighted average cost of savings, borrowings, and advances of members of the Federal Home Loan Bank of San Francisco (the "Bank"), as made available by the Bank.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration
                        value="MonthlyNationalAverageContractRateForThePurchaseOfPreviouslyOccupiedHomesByCombinedLendersFHFB">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders, as made available by the Federal Housing Finance Board [or Federal Home Loan Bank Board].</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="SixMonthUSTBillMonthlyAuctionnvestmentYieldCalculated">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The monthly auction average (investment yield) on United States Treasury bills with a maturity of six months [or twenty-six weeks], as made available by the Federal Reserve Board.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PrimeRateWSJEffectiveDate">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Prime Rate (effective as of the published "Effective Date") as published in the "Money Rates" section of the Wall Street Journal.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PrimeRateWSJPublicationDate">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The Prime Rate as published in the "Money Rates" section of the Wall Street Journal.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LIBOROneMonthWSJDaily">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of interbank offered rates for one month U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LIBOROneMonthWSJFifteenthDayOfMonth">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of interbank offered rates for one month U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal on the 15th day of each month.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LIBOROneMonthWSJFifteenthDayOfMonthOrNextBusinessDay">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of interbank offered rates for one month U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal on the 15th day of each month (or next business day after the 15th day of the month if the 15th falls on a holiday or weekend).</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LIBOROneMonthWSJ25thDayOfMonth">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of interbank offered rates for one month U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal on the 25th day of each month.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LIBOROneMonthWSJ25thDayOfMonthOrNextBusinessDay">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of interbank offered rates for one month U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal on the 25th day of each month (or next business day after the 25th day of the month if the 25th falls on a holiday or weekend).</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LIBORSixMonthWSJFifteenthDayOfMonth">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of interbank offered rates for six month U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal on the 15th day of each month.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LIBORSixMonthWSJFifteenthDayOfMonthOrNextBusinessDay">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of interbank offered rates for six month U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal on the 15th day of each month (or next business day after the 15th day of the month if the 15th falls on a holiday or weekend).</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LIBORSixMonthWSJ25thDayOfMonth">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of interbank offered rates for six month U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal on the 25th day of each month.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LIBORSixMonthWSJ25thDayOfMonthOrNextBusinessDay">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of interbank offered rates for six month U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal on the 25th day of each month (or next business day after the 25th day of the month if the 25th falls on a holiday or weekend).</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LIBORSixMonthWSJLastBusinessDayOfMonth">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of interbank offered rates for six month U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal on the last business day of the month.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LIBOROneYearWSJDaily">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The average of interbank offered rates for one year U.S. dollar-denominated deposits in the London market ("LIBOR"), as published in the Wall Street Journal.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="WeeklySixMonthCertificateOfDepositSecondaryMarketFRBH15">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The weekly average yield of the secondary market interest rates on six-month negotiable certificates of deposit, as made by the Federal Reserve Board.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3490" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">A free-form text field used to collect additional information or a description of the Conversion Option Period Index Type when Other is selected for the Conversion Option Period Index Type.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3491" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The number of days prior to an interest rate effective date used to determine the date for the index value when calculating a new interest rate for the option to convert an ARM loan to Fixed Rate. Combined with Conversion Option Period Index Lead Months Count, with monthy count used first to arrive at the total lead time.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3492" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The number of months prior to an interest rate effective date used to determine the date for the index value when calculating a new interest rate for the option to convert an ARM loan to Fixed Rate. Combined with Conversion Option Period Index Lead Days Count, with monthy count used first to arrive at the total lead time.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3493" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The number of days after the notice is generated that the mortgagor must reply to exercise the option to convert.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3494" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Indicates the type of conversion option associated with the loan.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Scheduled">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The conversion option is available to the borrower on a regularly scheduled basis.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="OnDemand">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The borrower must request the conversion.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3495" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The payment due date when the convertible factors expire.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3496" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The number of payments between demand conversion option notifications to be mailed as a courtesy to the mortgagor.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3497" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The percentage to which the interest rate is rounded when calculating a new interest rate for the option to convert an ARM loan to Fixed Rate. This field is used in conjunction with Conversion Option Period Rounding Type which indicates how rounding should occur.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3498" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Indicates how the interest rate is rounded when calculating a new interest rate for the option to convert an ARM loan to Fixed Rate. The interest rate can be rounded Up, Down or to the Nearest Rounding Factor. This field is used in conjunction with Conversion Option Period Rounding Factor which indicates the percentage to which the rounding occurs.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Down"/>
                    <xsd:enumeration value="Nearest"/>
                    <xsd:enumeration value="Up"/>
                    <xsd:enumeration value="NoRounding"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3499" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Describes how interest rate changes are to be calculated when calculating a new interest rate for the option to convert an ARM loan to Fixed Rate.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
    </xsd:complexType>
</xsd:element>

element {}INTEREST_RATE_CONVERSION_OPTION_PERIOD_ADJUSTMENT_RULE

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