MISMO element INVESTOR

Abstract	false (This can be used in an instance)
Nillable	false (Instance values cannot use xsi:nil)
Declared Namespaces	xmlns:xsd=http://www.w3.org/2001/XMLSchema

<xsd:element name="INVESTOR_LOAN">
    <xsd:annotation>
        <xsd:documentation xml:lang="en">Information specific to the ownership of a mortgage loan by an investor. Depending upon the identity of the investor some information is retained at the loan level to facilitate the servicer's relationship with the loan's investor. Also includes information about a pending change of loan ownership.</xsd:documentation>
    </xsd:annotation>
    <xsd:complexType>
        <xsd:attribute name="ID" type="xsd:ID" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Provides a unique Identifier for this container and a means by which to reference this container from within this data set</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3318" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Account number assigned by the investor used for tracking on the investors systems.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3319" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Determines what formula is used to calculate the investor pass through rate as defined in the investor contract.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="BottomUp">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The investor pass through rate is determined by adding the index to the contract margin (Investor required margin). Investor required margin is defined by investor contract. Other factors may apply.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TopDown">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The investor pass through rate is determined by subtracting the Minimum Service Fee Rate and the Guaranty Fee Rate from the Note Rate after the new interest rate is determined. Service Fee Rate and Guaranty Fee Rate are defined by the investor contract. Other factors may apply.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3320" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The due date of the first payment to the investor.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3321" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Field used in the pass through calculation when the Bottom Up method is used.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3322" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Last principal balance reported to the investor</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="InvestorIDREF_Referencing_InvestorID" type="xsd:IDREF" use="optional"/>
        <xsd:attribute name="PoolIDREF_Referencing_PoolID" type="xsd:IDREF" use="optional"/>
        <xsd:attribute name="D3324" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The investor code, assigned by the servicer, for whom the loan is being serviced.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3325" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The code assigned by the servicer that segregates loans within an investor identifier according to interest rate, service fee, pool, etc.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3326" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Identifies the ownership status of the investor</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Whole"/>
                    <xsd:enumeration value="Participation"/>
                    <xsd:enumeration value="Pending"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3327" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Identifies the percentage amount of the loan owned by the investor</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3328" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Identifies the commitment number given by the investor to the pool of loans in which this loan resides</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3329" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Indicates the party that bears the default loss.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Investor"/>
                    <xsd:enumeration value="Lender"/>
                    <xsd:enumeration value="Shared"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3330" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Indicates the expiration date of the recourse option.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3331" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Identifies the party responsible for marketing the property in case of default.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Investor"/>
                    <xsd:enumeration value="Servicer"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3332" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The guaranty fee rate after adjustments which can include buyup/buydown</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3333" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The interest rate at which the investor is paid (Note Rate minus S/F Rate)</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3334" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The fixed dollar amount that is paid to the servicer by the investor for servicing the mortgage if a service fee percent is not expressed.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3335" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The percentage of interest collected that is paid to the servicer by the investor for servicing the mortgage (gross)</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3336" type="xsd:boolean" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Indicates that the investor waives the full prepayment penalties</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3337" type="xsd:boolean" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Indicates that the investor waives the curtailment penalties</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3338" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The minimum service fee rate to be earned by the servicer.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3339" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Investor rate ceiling used in bottom up calculations.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3340" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Specifies the source of the list for identifiers of the adjustable loan product being financed. Used for the Fannie Mae Product Plan, Freddie Mac Product Plan and other investor product plans.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3793" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">The Reporting System status of the loan as reported to the investor.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Repurchase">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A repurchase due to the fact that the loan does not meet or no longer meets the contract parameters (a quality control issue).</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="RepurchaseDueToARMConversionToFixedRate">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A repurchase due to the fact that the loan characteristics are being modified so that the loan no longer meets the ARM contract parameters. Loan is often repurchased by the Investor after the modification under a different contract.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ForeclosureLiquidatedHeldForSale">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A change in loan status due to the foreclosure sale of the borrower's property to pay off a defaulted loan. The property is currently held for sale.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ForeclosureLiquidatedPendingConveyance">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A change in loan status due to the foreclosure sale of the borrower's property to pay off a defaulted loan. The property is awaiting conveyance to purchaser.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ForeclosureLiquidatedThirdPartySale">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A change in loan status due to the foreclosure sale of the borrower's property to pay off a defaulted loan. Property has been sold and conveyed to someone other than the mortgagee or mortgagor.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MICancellationBasedOnOriginalPropertyValue">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A change in loan status due to mortgage insurance cancellation based on original property value.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MICancellationBasedOnCurrentPropertyValue">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A change in loan status due to mortgage insurance cancellation based on current property value.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MICancellationAutomaticTermination">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A change in loan status due to automatic mortgage insurance cancellation provisions.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="MICancellationBasedOnMandatoryTermination">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A change in loan status due to mandatory mortgage insurance cancellation.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ExerciseSkipPay">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A change in loan status due to a borrower request to exercise the skip payment feature.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PaidInFullPriorToMaturity">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The loan is paid in full and the action date is prior to the loan's maturity date.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PaidInFullAtMaturity">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The loan is paid in full at the loan's maturity date where the last payment has been received.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Other"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="D3794" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">A free-form text field used to capture the lien priority type if Other is selected as theInvestor Reporting Action type.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="D3795" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The actual date associated with the reported Investor Reporting Action Type.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
    </xsd:complexType>
</xsd:element>

element {}INVESTOR_LOAN

Source

Documentation