MISMO element LOAN_MONETARY

Abstract	false (This can be used in an instance)
Nillable	false (Instance values cannot use xsi:nil)
Declared Namespaces	xmlns:xsd=http://www.w3.org/2001/XMLSchema

<xsd:element name="LOAN_MONETARY_EVENT">
    <xsd:annotation>
        <xsd:documentation xml:lang="en">Container for detailed reporting of monetary transactions related to loan payments, draws, payoffs and other.</xsd:documentation>
    </xsd:annotation>
    <xsd:complexType>
        <xsd:sequence>
            <xsd:element ref="INVESTOR_REPORTING_ADDITIONAL_CHARGE" minOccurs="0"
                maxOccurs="unbounded"/>
            <xsd:element ref="STATUS_CHANGE_EVENT" minOccurs="0" maxOccurs="unbounded"/>
        </xsd:sequence>
        <xsd:attribute name="LoanMonetaryEventID" type="xsd:ID" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Provides a unique Identifier for this container and a means by which to reference this container from within this data set</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventType" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">Identifies type of monetary event that affects balances associated with a loan.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="Payment">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Principal and or Interest Payment where the loan is not paid off.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Draw">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A regular draw from the borrower's line of credit.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="PrincipalCurtailment">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A payment of additional principal not scheduled as part of a normal monthly installment.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="BalloonPayment">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A scheduled payment on a mortgage that is larger than other periodic payments but where the loan obligation is not fully satisfied.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="RepairSetAsideNotFinal">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Funds advanced from the portion of a borrower's reverse mortgage set aside account for repairs.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="FirstYearPropertyChargesNotFinal">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Funds advanced from the portion of a borrower's reverse mortgage set aside account for first year property charges.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="TaxAndInsuranceSetAside">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Funds advanced from the portion of a borrower's reverse mortgage set aside account for tax and insurance payments.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="RepairSetAsideFinal">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The final advancement of funds from that portion of a borrower's reverse mortgage set aside account for repairs.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="FirstYearPropertyChargesFinal">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The final advancement of funds from that portion of a borrower's reverse mortgage set aside account for first year property charges.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LineOfCreditForAppraisal">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Funds advanced from the borrower's line of credit associated with a reverse mortgage for appraisal fees.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="LineOfCreditToPreventLien">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Funds advanced from the borrower's line of credit associated with a reverse mortgage to prevent a lien against the property.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="CurtailmentToUPB">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A payment of principal to reduce the accumulated loan balance when there is no scheduled installment due on the loan.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="CurtailmentToLineOfCredit">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A payment of additional principal not scheduled as part of the borrower's line of credit.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="CurtailmentToRepairSetAside">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A payment which reduces the outstanding amount of a reverse mortgage set aside account for repairs.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="CurtailmentToTaxAndInsuranceSetAside">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A payment which reduces the outstanding amount of a reverse mortgage set aside account for tax and insurance payments.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="CurtailmentToFirstYearChargesSetAside">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">A payment which reduces the outstanding amount of a reverse mortgage set aside account for first year property charges.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="FinalDraw">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Last draw during the construction phase of a construction to permanent loan.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="FinalDrawWithPaydown">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Last draw during the construction phase of a construction to permanent loan with a principal paydown to the permanent loan.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="FinalDrawWithEarlyConversion">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Last draw during the construction phase of a construction to permanent loan converting to a permanent loan earlier than the original scheduled conversion date.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="FinalDrawWithPaydownAndEarlyConversion">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">Last draw during the construction phase of a construction to permanent loan converting to a permanent loan earlier than the original scheduled conversion date with a principal paydown to the permanent loan.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Other"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventTypeOtherDescription" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">A free-form text field used to capture the Loan Monetary Event Type if Other is selected.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventDueDate" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The due date of the loan monetary activity being reported.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventAppliedDate" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The date that the loan monetary activity being reported was applied or the effective date for a back-dated activity.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="InterestPaidThroughDate" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The date through which interest is paid with the current payment. This is the effective date from which interest will be calculated for the application of the next payment. (For example, used for Daily Simple Interest Loans.)</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventReversalIndicator" type="xsd:boolean" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">Indicates that the loan monetary activity is being reversed.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventScheduledUPBAmount" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The current unpaid principal balance on the loan as of the date of the loan monetary event, based on an agreed upon schedule.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="UPBAmount" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The current unpaid principal balance on the loan.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventNetInterestAmount" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The portion of the Gross Interest Amount, associated with a loan monetary event, due to the Investor.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventGrossInterestAmount" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The portion of the payment allocated to interest, based upon the current loan interest rate, for a loan monetary event.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventGrossPrincipalAmount" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The portion of the payment being reported for a loan monetary event that is applied to principal.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventNetPrincipalAmount" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The portion of the Loan Monetary Event Gross Principal Amount due to the Investor.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventEscrowPaymentAmount" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">That portion of the borrower's payment applied to the escrow balance. This reflects all escrow items (e.g. hazard and taxes) associated with the loan.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="LoanMonetaryEventOptionalProductsPaymentAmount" type="xsd:string"
            use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">That portion of the borrower's payment applied to optional product features. This reflects a summary of all optional Life and A&H Insurance premiums and other optional product payments required to be reported to the investor.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="InvestorRemittanceEffectiveDate" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The date the investor should draft the remittance from the lender's bank account. This is typically the day after the remittance is reported to the investor.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="InvestorRemittanceAmount" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">The total remittance amount being reported to the Investor by the Servicer.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
        <xsd:attribute name="InvestorRemittanceType" use="optional">
            <xsd:simpleType>
                <xsd:annotation>
                    <xsd:documentation xml:lang="en">This describes the contractual accounting method used to calculate the funds received by the Servicer from the borrower that are due to the investor.</xsd:documentation>
                </xsd:annotation>
                <xsd:restriction base="xsd:string">
                    <xsd:enumeration value="ActualInterestActualPrincipal">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The service remits the actual interest net of servicing fees and actual principal collected from the borrower that is due to the investor.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ScheduledInterestActualPrincipal">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The service remits the scheduled interest (less servicing fees), regardless of actual collections from the borrower plus actual principal collected from borrowers that is due to the investor.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="ScheduledInterestScheduledPrincipal">
                        <xsd:annotation>
                            <xsd:documentation xml:lang="en">The service remits the scheduled interest (less servicing fees) and the scheduled principal, regardless of actual collections from the borrower plus any unscheduled principal collected from the borrower that is due to the investor.</xsd:documentation>
                        </xsd:annotation>
                    </xsd:enumeration>
                    <xsd:enumeration value="Other"/>
                </xsd:restriction>
            </xsd:simpleType>
        </xsd:attribute>
        <xsd:attribute name="InvestorRemittanceTypeOtherDescription" type="xsd:string" use="optional">
            <xsd:annotation>
                <xsd:documentation xml:lang="en">A free-form text field used to capture the Investor Remittance Type if Other is selected.</xsd:documentation>
            </xsd:annotation>
        </xsd:attribute>
    </xsd:complexType>
</xsd:element>

element {}LOAN_MONETARY_EVENT

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