element LOAN_PRICE_LINE_ITEM

element {}LOAN_PRICE_LINE_ITEM

Abstractfalse (This can be used in an instance)
Nillablefalse (Instance values cannot use xsi:nil)
Declared Namespacesxmlns:xsd=http://www.w3.org/2001/XMLSchema


Source

<xsd:element name="LOAN_PRICE_LINE_ITEM">
    <
xsd:annotation>
        <
xsd:documentation xml:lang="en">Information concerning a line item component of a price quote.</xsd:documentation>
    </
xsd:annotation>
    <
xsd:complexType>
        <
xsd:attribute name="LoanPriceLineItemID" use="optional" type="xsd:ID">
            <
xsd:annotation>
                <
xsd:documentation xml:lang="en">Provides a unique Identifier for this container</xsd:documentation>
            </
xsd:annotation>
        </
xsd:attribute>
        <
xsd:attribute name="LoanPriceLineItemAmount" use="optional" type="xsd:string">
            <
xsd:annotation>
                <
xsd:documentation xml:lang="en">A line item component of a price quote, expressed as a dollar amount.</xsd:documentation>
            </
xsd:annotation>
        </
xsd:attribute>
        <
xsd:attribute name="LoanPriceLineItemCategoryDescription" use="optional" type="xsd:string">
            <
xsd:annotation>
                <
xsd:documentation xml:lang="en">Defines the category of the Price Line Item. Categories such as Fee, Adjustment, or Charge may reflect tax or accounting implications for the line item.</xsd:documentation>
            </
xsd:annotation>
        </
xsd:attribute>
        <
xsd:attribute name="LoanPriceLineItemPercent" use="optional" type="xsd:string">
            <
xsd:annotation>
                <
xsd:documentation xml:lang="en">A line item component of a price quote, expressed as a percent of the loan amount.</xsd:documentation>
            </
xsd:annotation>
        </
xsd:attribute>
        <
xsd:attribute name="LoanPriceLineItemType" use="optional">
            <
xsd:simpleType>
                <
xsd:annotation>
                    <
xsd:documentation xml:lang="en">Denotes a type of fee, price adjustment, or other charge that is provided as detail information with a price quote.</xsd:documentation>
                </
xsd:annotation>
                <
xsd:restriction base="xsd:string">
                    <
xsd:enumeration value="AlternatePropertyValuation">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Property Value not established using appraisal standard of the investor</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="BalloonLoan">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Loan is a Balloon or a balloon with reset option</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="CashOutRefinance">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Cash back to borrower exceeded allowable level to be considered no-cash back</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="HighCreditRisk">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Loan has high risk of default primarily due to risky combination of LTV and borrower creditworthiness.</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="HighLTVLoan">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Original LTV on loan up to 97percent</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="InsufficientFloodInsurance">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Property does not have sufficient flood insurance coverage</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="InterestRateDifferential">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">A fee or adjustment based on the difference between the interest rate of the loan and the required yield of the lender or investor</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="InvestmentProperty">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Property use is non-owner occupied</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="LoanWithSubordinateFinancing">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Transaction includes certain secondary financing structures</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="LockPeriod">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Charge based on the duration of a price lock</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="MarginDifferential">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">A fee or adjustment based on the difference between the margin rate of the loan and the standard margin for the loan product</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="ModifiableLoan">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Modifiable Loan in lieu of a refinance.</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="MultipleDwellingUnitProperty">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Collateral has more than one dwelling unit</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="Other"/>
                    <
xsd:enumeration value="ReducedDocumentation">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Income and/or asset documentation varied from investor standard</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="ReducedMICoverage">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Mortgage insurance coverage less than investor standard</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="SeasonedLoan">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Loan originated more than 12 months prior to investor funding</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="SecondLien">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Loan has Lien Priority Type of Second.</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="ServiceReleasePremium">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">The premium paid for releasing loan servicing</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="StreamlinedOrigination">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Origination process streamlined from Investor standard</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="TexasEquityRefinance">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Loan originated as Texas equity refinance</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                    <
xsd:enumeration value="VeryHighLTVLoan">
                        <
xsd:annotation>
                            <
xsd:documentation xml:lang="en">Original LTV on loan greater than 97 percent</xsd:documentation>
                        </
xsd:annotation>
                    </
xsd:enumeration>
                </
xsd:restriction>
            </
xsd:simpleType>
        </
xsd:attribute>
        <
xsd:attribute name="LoanPriceLineItemTypeOtherDescription" use="optional" type="xsd:string">
            <
xsd:annotation>
                <
xsd:documentation xml:lang="en">A text description of the type of pricing line item, used when the value of Other is chosen for the attribute Price Line Item Type</xsd:documentation>
            </
xsd:annotation>
        </
xsd:attribute>
    </
xsd:complexType>
</
xsd:element>


Documentation

Information concerning a line item component of a price quote.


element LOAN_PRICE_LINE_ITEM


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