MISMO simpleType AUS_AssetTypeEnumerated

Type Heirarchy
{http://www.w3.org/2001/XMLSchema}string (by restriction) {}AUS_AssetTypeEnumerated

Declared Namespaces	xmlns:mismo=http://mismo.org/schema xmlns:xs=http://www.w3.org/2001/XMLSchema

<xs:simpleType name="AUS_AssetTypeEnumerated">
    <xs:annotation>
        <xs:appinfo>
            <mismo:DATATYPE>Enumerated</mismo:DATATYPE>
            <mismo:CONTEXT>Asset</mismo:CONTEXT>
            <mismo:PROCESSES>
                <mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
                <mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
                <mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
            </mismo:PROCESSES>
            <mismo:LDD_NAME>Asset Type</mismo:LDD_NAME>
        </xs:appinfo>
    </xs:annotation>
    <xs:restriction base="xs:string">
        <xs:enumeration value="Automobile">
            <xs:annotation>
                <xs:documentation>Car or similar personal transportation vehicle disclosed as borrowers asset. Usually linked to make or model and year. Typical valuation method is market (blue book). Collected on the URLA in Section VI (Assets).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="Bond">
            <xs:annotation>
                <xs:documentation>An interest-bearing certificate of debt with maturity date. An obligation of issuing entity. Typical valuation is face value (e.g., $1,000 denomination) & market (e.g., value of 4% bond when yields are 6%). Collected on the URLA in Section VI (Assets - St</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="BridgeLoanNotDeposited">
            <xs:annotation>
                <xs:documentation>Proceeds of a loan (secured by borrowers present house) to provide homebuyer with funds for down payment & closing costs on a new home before selling present house, which have not yet been deposited to borrowers accounts or included with other assets disc</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="CashOnHand">
            <xs:annotation>
                <xs:documentation>Currency physically possessed by borrower, not deposited in any financial institution. Considered liquid. Collected on the URLA in Section VI (Assets - Other Assets).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="CertificateOfDepositTimeDeposit">
            <xs:annotation>
                <xs:documentation>Certificates issued by financial institutions with a stated term or interest rate, and with a set maturity date. The bank pays the holder in due course at maturity. Early withdrawal subject to penalty. Considered liquid. Collected on the URLA in Section V</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="CheckingAccount">
            <xs:annotation>
                <xs:documentation>Transaction account with a financial institution. Accounts purpose is to effect transfer of owners funds to others by various methods (e.g., check, EFT, ACH, draft). Technical name is demand deposit account (DDA). Considered liquid. Collected on the URLA</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="EarnestMoneyCashDepositTowardPurchase">
            <xs:annotation>
                <xs:documentation>Deposit made to bind the conditions of a real estate sale. Deposited in escrow account controlled by others, so funds cannot be included in disclosure in any other account. Collected on the URLA in Section VI (Assets - Cash Deposit).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="GiftsTotal">
            <xs:annotation>
                <xs:documentation>The total amount given as a gift either deposited or not, (no repayment expected) to borrowers to assist in home purchase, usually from relatives or close friends.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="GiftsNotDeposited">
            <xs:annotation>
                <xs:documentation>Money given as gift (no repayment expected) to Borrowers to assist in home purchase, usually from relatives or close friend, where gift funds have not yet been deposited or included with other assets. Collected on the URLA in Section VI (Assets - Other As</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="LifeInsurance">
            <xs:annotation>
                <xs:documentation>A life insurance policy with a value or investment component. Details of amounts for each policy collected on URLA in Section VI (Assets - Life Insurance Face Amount) or Accumulated investment cash value of life insurance policy, net of any loans against</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="MoneyMarketFund">
            <xs:annotation>
                <xs:documentation>Mutual fund that allows individuals to participate in managed investments in short-term debt securities, such as certificates of deposit and Treasury bills. Considered liquid. Collected on the URLA in Section VI (Assets).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="MutualFund">
            <xs:annotation>
                <xs:documentation>Financial entity that invests its shareholders funds in stocks and bonds of other entities with the objective of obtaining a return on its shareholders investment. Collected on the URLA in Section VI (Assets - Stocks & Bonds).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="NetWorthOfBusinessOwned">
            <xs:annotation>
                <xs:documentation>For a business owned by borrower, the amount resulting from the calculation Assets minus liabilities. Collected on the URLA in Section VI (Assets - Net Worth of Business).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="OtherLiquidAssets">
            <xs:annotation>
                <xs:documentation>General category to disclose detail of other borrower assets that have a ready market where a quick sale would yield the amount disclosed (e.g., commodity contract, certain currencies or coins). Typically has free text description. Collected on the URLA i</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="OtherNonLiquidAssets">
            <xs:annotation>
                <xs:documentation>General category to disclose detail of other borrower assets that have little ready market (e.g., statues). Typically has FREE TEXT description. Collected on the URLA in Section VI (Assets - Other Assets).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="PendingNetSaleProceedsFromRealEstateAssets">
            <xs:annotation>
                <xs:documentation>Estimated net cash proceeds (sales price - obligations) from anticipated sale of borrowers real estate assets.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="RelocationMoney">
            <xs:annotation>
                <xs:documentation>The funds that are being contributed by an outside party to be added to the closing funds. The Asset value is necessary for multiple borrowers, who each may have their own credit.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="RetirementFund">
            <xs:annotation>
                <xs:documentation>401Ks, IRAs, etc. controlled by borrower (vested) valued at market. Collected on the URLA in Section VI (Assets - Vested Retirement Fund).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="SaleOtherAssets">
            <xs:annotation>
                <xs:documentation>The amount that will be applied to closing funds from the sale of assets not otherwise identified.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="SavingsAccount">
            <xs:annotation>
                <xs:documentation>Interest-paying account with a financial institution whose main purpose is to earn interest on owners funds held therein. This is NOT a demand deposit account. Considered liquid. Collected on the URLA in Section VI (Assets - Savings Account).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="SecuredBorrowedFundsNotDeposited">
            <xs:annotation>
                <xs:documentation>Proceeds from a loan secured by borrowers assets, which have not yet been deposited to borrowers accounts or included with other assets disclosed. Considered liquid. Collected on the URLA in Section VI (Assets - Other Assets).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="Stock">
            <xs:annotation>
                <xs:documentation>Financial instrument evidencing an ownership interest in entity that issued the stock. Typical valuation method is Market. Collected on the URLA in Section VI (Assets - Stocks & Bonds).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="TrustAccount">
            <xs:annotation>
                <xs:documentation>Fiduciary relationship where legal title to a property is transferred to a trustee with the intention the property be administered by the trustee for benefit of the beneficiary, who holds equitable title to such property. Collected on the URLA in Section</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="BorrowerEstimatedTotalAssets">
            <xs:annotation>
                <xs:documentation>The asset amount used by the lender to qualify the borrower for the loan.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="GrantsNotDeposited">
            <xs:annotation>
                <xs:documentation>Money scheduled to be given as grant (no repayment expected) to Borrowers to assist in home purchase, usually from local organization or charity, where grant funds have not yet been deposited to borrowers accounts or included with other assets. Collected</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="RealEstateOwned">
            <xs:annotation>
                <xs:documentation>Market value of real estate owned by the borrower. Collected on the URLA in Section VI (Schedule of Real Estate Owned).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
    </xs:restriction>
</xs:simpleType>

simpleType {}AUS_AssetTypeEnumerated

Source