MISMO simpleType CreditFileAlertMessageCategoryTypeEnumerated

Type Heirarchy
{http://www.w3.org/2001/XMLSchema}string (by restriction) {}CreditFileAlertMessageCategoryTypeEnumerated

Declared Namespaces	xmlns:mismo=http://mismo.org/schema xmlns:xs=http://www.w3.org/2001/XMLSchema

<xs:simpleType name="CreditFileAlertMessageCategoryTypeEnumerated">
    <xs:annotation>
        <xs:documentation>Describes the general category of the alert message. This allows for automated processing by systems reading the credit alert messages.</xs:documentation>
    </xs:annotation>
    <xs:restriction base="xs:string">
        <xs:enumeration value="CreditFileSuppressed">
            <xs:annotation>
                <xs:documentation>The file exists, but is suppressed due to borrower’s request, or borrower is a minor, or credit freeze is in effect in compliance with any state law.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="DeathClaim">
            <xs:annotation>
                <xs:documentation>Death benefits have been filed through Social Security Administration or other entity, or death certificate is on file.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="DemographicsVerification">
            <xs:annotation>
                <xs:documentation>Message identifies potentially fraudulent, missing, or erroneous information in the credit request. (i.e. Equifax SafeScan, Experian FACT Plus, Trans Union Hawk Alert).</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="FACTAActiveDuty">
            <xs:annotation>
                <xs:documentation>The borrower is on active military duty. There may be FACT Act compliance requirements related to this alert message.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="FACTAAddressDiscrepancy">
            <xs:annotation>
                <xs:documentation>There are significant differences between the address submitted in the credit request and the address in the credit file. There may be FACT Act compliance requirements related to this alert message.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="FACTAFraudVictimExtended">
            <xs:annotation>
                <xs:documentation>The borrower has been a fraud victim. Extended alerts are maintained by the credit repository bureaus for seven years.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="FACTAFraudVictimInitial">
            <xs:annotation>
                <xs:documentation>The borrower has been a fraud victim. Initial alerts are maintained by the credit repository bureaus for 90 days.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="FACTARiskScoreValue">
            <xs:annotation>
                <xs:documentation>The borrower’s Credit Risk Score Value was negatively affected by the presence of credit inquiry records on their credit report. There may be FACT Act compliance requirements related to this alert message.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="Other">
            <xs:annotation>
                <xs:documentation>The message category will be listed in the Credit File Alert Message Category Type Other Description data value.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
        <xs:enumeration value="SSNVerification">
            <xs:annotation>
                <xs:documentation>The message text provides additional information related to the SSN issue date, state of issue, or borrower’s age at time of issue.</xs:documentation>
            </xs:annotation>
        </xs:enumeration>
    </xs:restriction>
</xs:simpleType>

simpleType {}CreditFileAlertMessageCategoryTypeEnumerated

Source

Documentation